You know when adults say “do as I say, not as I do” – well we can be guilty of saying to our clients that they really should have an inventory of their homes or business. We successfully undertake full inventories of homes and businesses for our clients, but somehow haven’t actually got around to finalising our own inventory!
Well our insurance renewal is due soon, and it will be interesting to actually see if we are overestimating and thereby pushing up our premiums up or even, dare I say it, underestimated our premium.
There are many tools you can use to create an inventory for your home and business. But we utilise the HomeZada online portal, as it’s pretty simple to add all the contents per room, including photos and any documents relating to the items (warranties, receipts). The portal can also manage:
Plan and manage all of your remodelling, landscaping, and design projects. Save money and stay in control by tracking your shopping research, budgets, costs, photos and documents – in the one place.
As we mentioned – creating an inventory means you can make sure you are properly insured. There is nothing worse than finding out you don’t have enough insurance to cover your important items (including your home) when you need to make a claim.
As you declutter and dispose of items prior to moving home, you can adjust your inventory which will then reduce your insurance.
It’s been said many times, but it’s true – your home is your biggest asset and as it gets older it will need more attention. But can you remember the last time the air conditioning was serviced, or when the pest control guy was last there? If you are anything like most people you’d probably have receipts and information on file – but it can be a pain to remember when you need to organise trades people.
I’m also very conscious that as we are in a 100 year old homestead, that fire could be an issue, so it’s always good to be prepared for any circumstance.
You say “but we’re moving into a brand new home so why should I think about maintenance now”. We do understand maintenance may not be high on the list of things you want or need to think about when you move in. But in reality THAT is the perfect time to get this information together.
Having access to an online home maintenance schedule can save you time, money and stress as it will remind you of important dates and things you need to do during the year.
Finances: Stay in control with multiple dashboards that automatically keep you up to date on various financial metrics such as home values, household expenses, completed projects and maintenance costs.
Part of the beauty of the Home Zada system is that it can be accessed by multiple parties, so once we have finished the inventory, and then need to add or dispose of items, it can be simply managed by any of the ne: team.